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Does Insurance Cover Braces?

Love Yourself, Love Your Smile

does insurance cover braces
  • Dr. Monica Madan
  • July 17, 2024

In Los Angeles, we love braces for their ability to transform smiles into picture-perfect grins, enhancing every photo op. Braces not only boost confidence, making every selfie and red-carpet moment shine, but they also improve dental health and many other areas of your life. With top-tier orthodontists and cutting-edge treatment options, LA residents can achieve dazzling, straight teeth, embodying the quintessential Hollywood smile.

The combination of advanced technology and the ability to correct any bite makes braces popular for L.A. residents looking to enhance their smiles. That’s why so many of our patients want to know, “Does insurance cover braces?”

Does Insurance Cover Braces?

Insurance coverage for braces differs widely based on your insurance provider and your chosen plan. Many dental insurance plans with orthodontic benefits may partially cover the cost of braces. 

However, the level of coverage, including deductibles, copayments, and maximum limits, is specific to each policy. It’s important to consult your insurance provider so you can understand the specifics of your coverage and what is included or excluded.

Insurance Coverage for Braces

Orthodontic Benefits

Many dental plans include orthodontic benefits, which can cover braces and your other treatment needs.

Deductibles

Patients may need to pay a specific amount (called a deductible) before insurance coverage kicks in.

Pre-Approval Required

Some insurance plans require pre-approval for orthodontic treatment coverage.

Percentage Covered

Typically, insurance covers 25% to 50% of the cost of braces – or up to a predetermined set limit.

Age Restrictions

Certain policies, like Medi-Cal, have age restrictions covering orthodontic treatment patients under a specific age (usually 18 or 21).

Lifetime Maximum

Orthodontic benefits often have a lifetime maximum limit per insured person, commonly ranging from $1,000 to $3,000.

Even if you don’t have insurance or your insurance doesn’t cover all of your braces treatment, there are still ways to afford orthodontic treatment so you can have the smile you’ve always dreamed of.

How Much Do Braces Cost?

The cost of braces can vary widely, typically ranging from $3,000 to $10,000, depending on the complexity of the case and the length of treatment. It also depends on the type of braces you get. Traditional metal braces are rising in popularity and are usually more cost-effective than their ceramic braces or discreet lingual braces counterparts.

Factors that influence the cost of braces include:

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Case complexity

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Type of braces

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Orthodontist’s experience

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Need for additional treatment

Whether you’re a busy professional or a teen who doesn’t want to worry about losing their aligners, braces provide an easy, customized path to the perfect smile without breaking the bank.

What Are My Payment Options?

Paying for orthodontic treatment is now more accessible, with a range of flexible options to fit your budget. From installment plans that spread costs over time to financing directly through your orthodontist, achieving your dream smile is easier than ever. 

Many dental insurance plans cover braces and retainers, helping to lower your expenses. Plus, Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) let you use pre-tax dollars for orthodontic treatment costs. 

With these payment options, orthodontic care is both manageable and affordable. And remember, your first consultation with us is free!

Get the Best Smile Insurance Can Buy With Braces at BHO

If you’re looking for an office that can answer the question, “Does insurance cover braces?” look no further than the orthodontic experts at BHO. We believe everyone deserves a healthy mouth and a bright, beautiful smile!

Does insurance cover braces?  We can help you answer that question! Call or text Beverly Hills Orthodontics at 310-785-0770, visit our contact page, or book an appointment today.

Your Smile Is More than just two rows of teeth - it's how you show your personality to the world.

Let Dr. Madan and her team help you help keep your smile looking (and feeling) better than ever.
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patient reviews

Enjoy our 5-star experience.

We are thankful for the opportunity to serve our communities with the highest quality care. Check out what our patients are saying about their 5-star experience with us!

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J I.
Best Orthodontics around! Dr. Madan and her amazing team are always on point, bringing both my kids beautiful smiles. Have been coming to the BH office for several years now and absolutely love the results and customer service! Would (and have) highly recommended them!
Response from the owner:Thank you for your kind words! Your vote of confidence in our practice is why we do what we do!
Rachel F.
We love Dr. Madan. She’s thorough, reassuring, kind and compassionate. Can’t recommend her enough!!
dulce D.
Started my dental care journey for a little over a year . So far , the staff and service is excellent. Expectations exceeded. Keep up the good work! Highly recommended!
Response from the owner:Thank you for your wonderful feedback! We're thrilled to hear that your experience has exceeded expectations. Our team is dedicated to providing excellent service, and we appreciate your recommendation. Looking forward to continuing your dental journey!
Catherine L.
I had braces in my teen years but couldn’t complete treatment at that time. I’ve always been insecure about my teeth. Fast forward to being 36 years old and living in LA, I called several places to find the best fit. I knew from the FIRST call with BHO that I was in the right hands, they were incredible. I mean this in every sense of the word. They were compassionate, transparent about pricing, genuinely happy to be helping me and smart. I was consistently met in the clinic for my routine appointments with the same technicians (I didn’t notice any turnover) and staff who were professional, knowledgeable and held my hand every step of the way.

They have a number to text which makes scheduling super smooth, and I probably rescheduled my appointments a million times during the process due to travel but they were always really chill and nice about it - helping work around whatever my schedule was that month.

Now for Dr. Monica. She is one of the nicest and smartest doctors I have ever met. She listened carefully, never rushed me, and addressed every concern I had about my teeth. She was always 100% supportive and deeply understood how much having a new smile meant to me. She remembered me every time I saw her in the clinic and has the best energy. I had one tooth that was a little bit challenging and she immediately knew what the solution was to get me to my fantasy smile. The appointments in clinic were 100% painless. This treatment, doctor and clinic have truly changed my life. I almost still can’t believe it.

Okay so I obviously love this place, and while I can’t comment on other clinics, I can confidently say - if you choose Beverly Hills Orthodontics with Dr. Monica Madan you will be held in the best hands, have the best care and they will make it their personal mission to make your dream smile become reality. Thank you so much, Beverly Hills Orthodontics!
Response from the owner:Thank you, Catherine! We're thrilled to hear you had an amazing experience with us. Your satisfaction is our top priority, and we look forward to helping you achieve your smile goals!
Morgan O.
I am so impressed with the team at Beverly Hills Ortho. Dr. Madan is so lovely and takes the time to speak with every patient. Her team is incredibly professional. I found the cost of treatment to be comparable with other practices in the Los Angeles area. And most importantly, I love my new smile! Totally recommend!
Response from the owner:Thank you for your wonderful review, Morgan! We're thrilled to hear that you love your new smile and appreciate Dr. Madan and our team's dedication. Your recommendation means a lot to us!
Teddy T.
Dr. Maden and her team are amazing! I came in after having braces in high school but still needed my bite fixed, which I thought would be nearly impossible now in my 30s. In just over a year with Invisalign, they not only corrected my bite but made my teeth straighter than braces ever did. My fiancée and I were blown away by the results! She also got Invisalign and is so satisfied. The staff is so kind, welcoming, and professional. I’m so happy I found this office and plan to bring my family here for years to come.
Response from the owner:Thank you for your wonderful review, Teddy! We're thrilled to hear about your positive experience with Dr. Maden and the team. We look forward to continuing to serve you and your family!
Chelsea C.
Went in for a free consultation. I saw Dr. Serena and Angela who helped answer all my questions. The staff that took my scans were also very nice and friendly!
Response from the owner:Thank you for your wonderful review, Chelsea! We're thrilled to hear that Dr. Serena and Angela addressed all your questions and that our staff made your visit enjoyable. We look forward to seeing you again!
Gabriella Q.
I had such a great experience with Dr. Monica Madan that I felt compelled to share. From the first phone call to book my appointment, the team was warm, kind, and on top of everything—no runaround, just genuinely nice people who make you feel welcome right away.

The office is gorgeous—very polished and high-end—but it still feels friendly and human, not cold or cookie-cutter. Meeting Dr. Madan really sealed it for me: she’s incredibly professional and also genuinely warm. She took her time, explained everything clearly, and never made me feel rushed.

The best part? After a thorough exam, she told me my teeth were perfect and I didn’t need any treatment. No upsell, no pressure—just honest care. That kind of integrity is rare, and it really showed me she puts patients first.

If you want an orthodontist who offers a luxury experience with a real human touch, I highly recommend Dr. Madan. She and her team make you feel special, respected, and truly cared for from start to finish.
Response from the owner:Thank you for your wonderful review, Gabriella! We're thrilled to hear about your positive experience with Dr. Madan and our team. Your satisfaction is our priority, and we look forward to seeing you again!
Taylor B.
Highly recommend Dr. Madan and her staff at BHO. Extremely comprehensive care and always willing to go the extra mile. So happy with my results.
Response from the owner:Thank you for your kind words, Taylor. We're thrilled to hear that you had a positive experience with Dr. Madan and our team. Your satisfaction is our top priority, and we appreciate your recommendation!
valeria
Overall the best experience, definitely helped me get my self confidence back with my smile!!🥰
Response from the owner:We truly appreciate your feedback, Val! It’s fantastic to know that we positively impacted your self-confidence and smile. Thank you for choosing us and sharing your experience! We’re here for you anytime you need us.
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