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Does Insurance Cover Braces?

Love Yourself, Love Your Smile

does insurance cover braces
  • Dr. Monica Madan
  • July 17, 2024

In Los Angeles, we love braces for their ability to transform smiles into picture-perfect grins, enhancing every photo op. Braces not only boost confidence, making every selfie and red-carpet moment shine, but they also improve dental health and many other areas of your life. With top-tier orthodontists and cutting-edge treatment options, LA residents can achieve dazzling, straight teeth, embodying the quintessential Hollywood smile.

The combination of advanced technology and the ability to correct any bite makes braces popular for L.A. residents looking to enhance their smiles. That’s why so many of our patients want to know, “Does insurance cover braces?”

Does Insurance Cover Braces?

Insurance coverage for braces differs widely based on your insurance provider and your chosen plan. Many dental insurance plans with orthodontic benefits may partially cover the cost of braces. 

However, the level of coverage, including deductibles, copayments, and maximum limits, is specific to each policy. It’s important to consult your insurance provider so you can understand the specifics of your coverage and what is included or excluded.

Insurance Coverage for Braces

Orthodontic Benefits

Many dental plans include orthodontic benefits, which can cover braces and your other treatment needs.

Deductibles

Patients may need to pay a specific amount (called a deductible) before insurance coverage kicks in.

Pre-Approval Required

Some insurance plans require pre-approval for orthodontic treatment coverage.

Percentage Covered

Typically, insurance covers 25% to 50% of the cost of braces – or up to a predetermined set limit.

Age Restrictions

Certain policies, like Medi-Cal, have age restrictions covering orthodontic treatment patients under a specific age (usually 18 or 21).

Lifetime Maximum

Orthodontic benefits often have a lifetime maximum limit per insured person, commonly ranging from $1,000 to $3,000.

Even if you don’t have insurance or your insurance doesn’t cover all of your braces treatment, there are still ways to afford orthodontic treatment so you can have the smile you’ve always dreamed of.

How Much Do Braces Cost?

The cost of braces can vary widely, typically ranging from $3,000 to $10,000, depending on the complexity of the case and the length of treatment. It also depends on the type of braces you get. Traditional metal braces are rising in popularity and are usually more cost-effective than their ceramic braces or discreet lingual braces counterparts.

Factors that influence the cost of braces include:

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Case complexity

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Type of braces

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Orthodontist’s experience

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Need for additional treatment

Whether you’re a busy professional or a teen who doesn’t want to worry about losing their aligners, braces provide an easy, customized path to the perfect smile without breaking the bank.

What Are My Payment Options?

Paying for orthodontic treatment is now more accessible, with a range of flexible options to fit your budget. From installment plans that spread costs over time to financing directly through your orthodontist, achieving your dream smile is easier than ever. 

Many dental insurance plans cover braces and retainers, helping to lower your expenses. Plus, Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) let you use pre-tax dollars for orthodontic treatment costs. 

With these payment options, orthodontic care is both manageable and affordable. And remember, your first consultation with us is free!

Get the Best Smile Insurance Can Buy With Braces at BHO

If you’re looking for an office that can answer the question, “Does insurance cover braces?” look no further than the orthodontic experts at BHO. We believe everyone deserves a healthy mouth and a bright, beautiful smile!

Does insurance cover braces?  We can help you answer that question! Call or text Beverly Hills Orthodontics at 310-785-0770, visit our contact page, or book an appointment today.

Your Smile Is More than just two rows of teeth - it's how you show your personality to the world.

Let Dr. Madan and her team help you help keep your smile looking (and feeling) better than ever.
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patient reviews

Enjoy our 5-star experience.

We are thankful for the opportunity to serve our communities with the highest quality care. Check out what our patients are saying about their 5-star experience with us!

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Lola
I love it here! I looked a long time for an orthodontist who would take my case. I had a open bite and multiple gaps. BHO was able to correct my situation and are so nice every time I come in the office. Do yourself a favor and choose BHO!
Mariah M.
I love the service here! I've had quick and easy appointments since I started coming. The staff is friendly and communicates well. Lilly, Gabriel and Doctor Madan have taken care of me and they are always personable. I definitely recommend!

Angela and Nicole are amazing at the front desk, welcoming every guest with a smile and great customer service!
Response from the owner:Thank you for your kind words! Your vote of confidence in our practice is why we do what we do!
Peter W.
Have invisilign through them and they've been incredibly helpful through the entire process! Would recommend!
Kevin C.
Good pricing and extremely experienced doctor that is an Invisalign top 1% diamond provider, took care of my bite case extremely well. Flexible appointment scheduling and always seated on time with no waiting. Would recommend to friends and family!
Response from the owner:Thank you for your wonderful feedback, Kevin! We're delighted to hear that you appreciated our fair prices and attentive service. Providing a convenient and timely experience for our patients is a priority for us. We look forward to seeing you again!
Paige S.
The best. Dr Madden is running a first-class office filled with talented attentive staff. This was my second time doing Invisalign. The process was seamless and easy and my teeth look exactly the way I wanted them to look bc of thorough initial consult where the doctor actually asked me my preferences. When does that ever happen? Cldnt be happier.
Chelsea C.
Went in for a free consultation. I saw Dr. Serena and Angela who helped answer all my questions. The staff that took my scans were also very nice and friendly!
Response from the owner:Thank you for your wonderful review, Chelsea! We're thrilled to hear that Dr. Serena and Angela addressed all your questions and that our staff made your visit enjoyable. We look forward to seeing you again!
valeria
Overall the best experience, definitely helped me get my self confidence back with my smile!!🥰
Response from the owner:We truly appreciate your feedback, Val! It’s fantastic to know that we positively impacted your self-confidence and smile. Thank you for choosing us and sharing your experience! We’re here for you anytime you need us.
Bardia A.
Monica and her team are so nice and professional. The experience has always been welcoming and the office was always clean and I felt totally comfortable coming in during the pandemic. They took every precaution and were so great to work with.
Response from the owner:We appreciate you taking the time to leave us feedback on your experience. We work very hard every day to exceed our patients’ expectations!
Justin H.
We have loved working with the team at Beverly Hills Orthodontics. We had 2 kids go through the Invisalign plan and they were always so nice and helpful in explaining everything. What a difference the program made!
Response from the owner:Thank you so much for the positive feedback. We are honored to serve each and every one of our patients!
Jade L.
Lose this dentist, the doctors are really nice and always answer my questions regarding my teeth.
Response from the owner:Thank you for your kind words about us and our staff!
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